Makinisha Biashara is aimed at providing business solutions to Micro businesses among them entrepreneurship training, Business mentorship, life skills and providing soft loans to scale up businesses. Makini is a Swahili word for “keen “. We aim to support and help Micro businessmen and women to be keen on their businesses so that they thrive. We encourage our clients to make careful decisions and keenly take a step at a time.
Small businesses find it very hard to access credit. No financial institutions trust them. The other form of lenders (the informal none regulated) frustrates the small business and auctions their properties at the sliest excuse and when the business person delays to pay.
At Keen Solutions we have a theory that Small businessmen and women value their work, business, the space where they operate from and they handily default on payment of loans. We are keen on establishing that this theory is correct. We provide loans on trust. We walk with a client for over a month to ensure that he/she operate a regular business. We help them develop a culture of record keeping and check that they are doing daily stock taking and some savings. Once to provide a soft loan we encourage them to pay some amount weekly. We start off a client with a small amount of money and graduate them as they repay each loan give.
Since we endeavor to create a lasting relationship with a client we ask them to physically bring the repayment amount to the office. While we visit them at their sight regularly we are careful not to make them feel we are policing them.